Ann Arbor, Michigan, Lawyer Who Cares What Happened
What happened when you made your stolen car report? I have heard a range of interesting accounts. The police may have told you up front that most stolen cars are not recovered. You are the victim of a property crime, which is generally not the highest law enforcement priority.
One Alarming and Distressing Event, Followed by Another
After immediate shock and disbelief, your next thought may have been, "At least my car was fully insured." You probably called your carrier as soon as you were able — never suspecting they would deny your claim, possibly accuse you of involvement and decide to pay you nothing.
I have had significant success in cases like yours. If you want to fight for what is right and try to get the compensation you deserve, you will almost certainly need to contact an aggressive attorney like me, John Bredell.
The Approach of Insurance Companies
Your auto insurance company makes money by collecting premiums and attracting new customers. When possible, they protect profits by finding reasons not to pay stolen car claims. Given their friendly advertising and prior assurances from an agent, you may be shocked by your insurance company's attitude when facing a large claim for car theft or major vehicle damage.
It is a rude awakening to realize that they immediately begin looking for ways not to make good on their insurance coverage contract with you. From my experience, it seems apparent that insurance companies primarily deny claims made by younger people, those with some level of financial distress, minorities and others who may be vulnerable to suspicion.
Why Was Your Claim Denied?
Instead of providing the financial protection you paid for, the insurance company may have started looking at your finances, investigating your life and forming a theory on why you might have staged the theft of your own vehicle. In your case they apparently found something they think has a reasonable chance of holding up — and they denied your claim.
Do people steal and burn their own cars? Unfortunately, yes. Some estimates indicate that up to 20 percent of stolen car claims may be fraudulent. Nevertheless, if you are innocent, you may have recourse. I will take the time to listen to you, assessing your case and the likelihood of success in a lawsuit for insurance bad faith. Simply contact me today for a free consultation.
