Michigan Lawyer Handling Insurance Bad Faith Cases
If you have been victimized by car theft or your car has incurred serious damage due to a fire, your comprehensive auto insurance coverage should provide recovery. However, insurance companies actively look for reasons not to pay large claims.
Investigation of your claim is certainly not illegal, but insurance bad faith is. This can be anything from denying your auto insurance claim without cause to unreasonably delaying payment of a valid claim. If you believe insurance bad faith is a factor in your stolen car situation, please contact me, attorney John Bredell.
Bad Faith Most Often Refers to Unreasonable Claim Denial
Your insurance policy is a contract. When either you or the insurance company does not uphold and fulfill the terms of that contract, there is a "breach" of that contract. If you are the one violating the contract, it may void your coverage and allow the company to legally deny any claims or cancel your policy. If the company does not fulfill its obligations under the contract, this can be insurance bad faith.
Some common angles and arguments that insurance representatives and attorneys use against auto theft victims are:
- You have significant credit card debt or other obligations and may have orchestrated the car theft in an effort to stay afloat financially.
- The vehicle was leased and you may have exceeded the mileage covered within that lease, opening yourself up to a large bill when you turned it in.
- The vehicle — such as an SUV or large sedan — had become too expensive for you to drive, or lost significant value, with recent huge increases in the price of fuel.
- Your car or truck had an anti-theft or alarm system and it could not have been taken without a key.
- The car was burned, otherwise damaged or stripped of certain parts that a thief would not ordinarily take.
Call (866) 586-8164 for a Free Case Evaluation
I have won compensation for numerous clients by proving unreasonable claim denial and insurance bad faith in court. My experience has provided substantial knowledge of how to attack and disprove false allegations and unfounded arguments. I want to help you pursue justice and move forward, so contact me today to discuss your legal options.
